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“My husband and I started with over $15,000 in credit card debt about 5 years ago. Today, we’ve paid off 3 cards completely and are paying off the last one now. It’s great to know we’re almost free of credit card debt.” Elizabeth M. - Ft. Lauderdale, FL

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Experts say there's a definite relationship between debt and depression. But we don't like talking about either one.

Roughly one in five American adults suffer some form of mental illness, according to the federal Substance Abuse and Mental Health Services Administration. And far more American workers have debt — 71 percent, according to Harris Poll research. That can be a toxic combination.

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